Why AEON Digital Bank’s CTO believes financial inclusion builds a better future for us all

01/06/2023


Ajith Jayaram is the Chief Transformation Officer for AEON Digital Bank, a subsidiary of AEON Credit Service which is part of the wider AEON Group Malaysia who recently clinched one of the five DB licences issued by Bank Negara. Their mission is to focus on retail financing within the AEON ecosystem and facilitate financial inclusion for Malaysians.

We had the great privilege of interviewing Ajith as part of FinTech Connect earlier this year. We asked Ajith his perspective on embedded finance, Fintech's role in facilitating financial inclusion, disruptive technology, BNPL and customer considerations when building a bank.

Key highlights include:

  • The two main opportunities Ajith sees in SEA
  • Digital bank's role in creating more financial inclusion and the rise in wealth tech
  • How you can provide consumers with tools to invest and save
  • Industry game changers in the next 3-5 years
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